Our commitment

At Care Plan Check, we’re committed to accessibility, diversity, and inclusion. We believe all of our site visitors should be able to easily navigate our site, and access all of our digital offerings with ease and enjoyment.

Whether you’re using assistive technologies like a screen reader, a magnifier, voice recognition software or switch technology, our mission is to make careplancheck.com fully accessible to users with disabilities. Just as we do for all of our vendors and customers, we strive to use creativity, innovation, and technology to set the bar higher for accessible websites and move the needle forward for all users who visit careplancheck.com, regardless of disability. Why?  Because moving needles means we’re making a meaningful and measurable impact.

How do we accomplish our goals?

We set high standards for web accessibility and constantly strive to ensur­­e we’re in compliance with all laws and guidelines. Our team is filled with professionals who are dedicated to making all of our online experiences the best they can be, and we collaborate with advocacy groups, industry partners, and vendors to identify areas that need improvement.

The Web Content Accessibility Guidelines (WCAG) 2.2 Level AA are recognized and acknowledged as the international standard measure of success. We regularly push our teams to meet or exceed that standard.

We're always learning.

We consistently look for improvements in usability and accessibility for [websiteurl.com]. However, like all the finer things in life, building a site for true accessibility – rather than just checking off boxes to meet compliance standards – takes time. As we actively build towards a completely accessible careplancheck.com, you may run into some limitations when experiencing the site. If you are unable to achieve your intended goals on the site in any way, please reach out to us and we’ll be more than happy to assist you in navigating the experience that is careplancheck.com.

You can reach us directly at admin@onepercentleads.com

Privacy Policy

Last Updated: January 21st, 2026

Website: https://careplancheck.com Operated By: Geniustream LLC dba One Percent Leads (“OPL,” “we,” “our,” or “us”) Exclusive Marketing Partner: Maridea Insurance Company.

1. Introduction

Welcome to Care Plan Check. This website is owned and operated by Geniustream LLC dba One Percent Leads. We are committed to protecting your privacy and ensuring the security of your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard personal information obtained through Care Plan Check, our landing pages, advertisements, and related services (collectively, the “Services”). The primary purpose of this site is to connect interested consumers with our exclusive partner, Meridea Insurance Company, for planning services.

By using the Services, you consent to the practices described below.

2. Information We Collect

We collect personal information to provide you with the resources and connections you requested. This includes:

Identifiers: Name, phone number, email address, postal address, IP address.

Commercial & Financial Information: Investment goals, retirement planning status, approximate portfolio value, and transaction history.

Credit Information: In certain instances, to qualify you for specific financial planning strategies, we may collect soft credit data and unsecured credit line approvals (collected in compliance with FCRA regulations).

Internet / Device Data: Browser type, operating system, referring URL, pages viewed, cookie data, and advertising IDs.

3. How We Collect Information

We collect information through:

Direct Interactions: When you fill out forms, quizzes, or surveys on Care Plan Check.

Automated Technologies: Through cookies, pixels, and analytics tools as you interact with our site.

Credit Pre-Screening: We may collect financial data through a soft credit pull authorized under the FCRA for the purpose of determining financial qualifications.

4. Use and Processing of Collected Information

We use your personal information to:

Facilitate Services: Transmit your inquiry to Meridea Insurance Company so they can provide the consultation or information you requested.

Communication: Send confirmations and updates regarding your inquiry.

Optimization: Analyze the performance of our ads and landing pages.

Compliance: Adhere to legal obligations, including FCRA compliance for credit pre-screening.

Legal Basis and Soft Pull Disclosure Note that under some legislations, we may be allowed to process information until you object to such processing (by opting out), without having to rely on consent or any other of the following legal bases below. In any case, we will be happy to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Information is a statutory or contractual requirement, or a requirement necessary to enter into a contract. You further understand that this is a soft pull and will not harm your credit in any way whatsoever.

5. How We Share Information

Unlike general lead-generation sites that sell data to multiple bidders, Care Plan Check collects information for the specific purpose of connecting you with one partner.

We share your personal information with:

Meridea Insurance Company: We share your contact details and survey responses exclusively with Maridea Insurance Company so they can contact you regarding your insurance needs.

Service Providers: Third-party vendors who help us operate the site (e.g., hosting, form processing, email platforms) who are bound by confidentiality agreements.

Legal Reasons: When required by law, subpoena, or to protect rights, property, or safety.

6. TCPA Consent & Telemarketing Compliance

Important: When you submit a form or otherwise provide your phone number via Care Plan Check:

You provide express written consent for Geniustream LLC dba One Percent Leads and Maridea Insurance Company to contact you via telephone call, SMS/MMS text message (including through automatic telephone-dialing systems, AI-assisted calls, and prerecorded/artificial voice), and e-mail for marketing or service purposes.

Consent is not a condition of purchase or service.

Message and data rates may apply.

You may revoke consent at any time (e.g., by replying “STOP” to a text).

We honor opt-out requests immediately and retain proof of consent as required by the TCPA.

7. Advertising & Cookies

We use third-party tracking tools, including advertising pixels, to measure the effectiveness of our campaigns. These platforms may set their own cookies and collect information pursuant to their own privacy policies. You can control cookie preferences via your browser settings.

8. Consumer Rights (FCRA, GDPR, CCPA)

Fair Credit Reporting Act (FCRA) Rights

If a soft credit pull is conducted:

Access: You can request information about your credit data collected during the pre-screening.

Dispute: You have the right to dispute inaccuracies in your credit information.

Purpose: Soft credit pulls are strictly for financial qualification and do not impact your credit score.

State Privacy Rights

Residents of certain U.S. states (e.g., California, Virginia) have the right to access, delete, or opt-out of the sale/sharing of their personal data. While we share data primarily with Maridea Insurance Company to fulfill your request, you may still exercise these rights by contacting us.

To exercise these rights, please contact us at meet@onepercentleads.com.

9. Data Security & Retention

We employ administrative, technical, and physical safeguards designed to protect personal information. We retain personal information only as long as necessary to fulfill the purposes for which it was collected, or to comply with legal/FCRA obligations.

10. Children’s Privacy

Our Services are not directed to individuals under 18. We do not knowingly collect personal information from children.

11. Changes to This Privacy Policy

We may update this Policy from time to time. We will post the revised version with a new “Last Updated” date. Continued use of Care Plan Check indicates acceptance of the revised Policy.

12. Contact Us

If you have questions about this policy, or wish to exercise your privacy rights regarding data collected on Care Plan Check, please contact the operator:

Geniustream LLC dba One Percent Leads Address: 4400 N Scottsdale Rd Ste 9-215, Scottsdale, AZ 85251 Phone: 480-256-9822 Email: meet@onepercentleads.com

Terms and Conditions

Last Updated: July 2, 2025 Website: https://careplancheck.com Operated By: Geniustream LLC dba One Percent Leads (“Company,” “we,” “us,” or “our”)

1. Acceptance of Terms

By accessing or using Care Plan Check (the “Site”), you agree to be bound by these Terms and Conditions (“Terms”) and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

2. Description of Services

Care Plan Check is a lead-generation service operated by Geniustream LLC dba One Percent Leads. Our role is to connect interested consumers with our exclusive marketing partner, Maridea Insurance Company (“Partner”), for insurance services.

We are not a financial institution or Insurance advisor. We do not provide insurance advice. Any Insurance services or advice you receive will be provided solely by Maridea Insurance Company.

3. Eligibility

By using this Site, you represent and warrant that:

You are at least 18 years of age.

You are a legal resident of the United States.

You have the legal capacity to enter into a binding contract.

All information you provide to us is accurate, current, and complete.

4. TCPA Consent & Communication

By submitting your information on the Site, you provide your express written consent to receive communications from Geniustream LLC dba One Percent Leads and Maridea Insurance Company.

You acknowledge and agree that:

We or our Partner may contact you via telephone, SMS/MMS text messages, email, or mail.

These communications may be made using an automatic telephone dialing system (ATDS), artificial or prerecorded voice, or AI-assisted technology, even if your number is listed on a federal, state, or internal Do-Not-Call registry.

Consent to receive these communications is not a condition of purchasing any goods or services.

You may revoke your consent at any time by replying “STOP” to any text message or by contacting us directly.

5. FCRA Authorization (Soft Credit Inquiry)

If the Services require a preliminary assessment of your financial standing, you understand and agree that by submitting your request, you are providing "written instructions" to Geniustream LLC dba One Percent Leads and/or Maridea Insurance Company under the Fair Credit Reporting Act (FCRA).

You authorize us and our Partner to obtain information from your personal credit profile or other information from a credit reporting agency. This is conducted as a Soft Credit Pull solely for the purpose of identity verification and pre-qualification for services. This will not affect your credit score.

6. No Financial Advice & Disclaimer of Warranties

The content on this Site is for informational purposes only and does not constitute financial, legal, or tax advice.

No Guarantee: We do not guarantee that you will qualify for any specific service or that Maridea Insurance Company will accept you as a client.

As-Is Basis: The Site and Services are provided on an "AS IS" and "AS AVAILABLE" basis. We disclaim all warranties, express or implied, including merchantability and fitness for a particular purpose.

7. Limitation of Liability

To the fullest extent permitted by law, Geniustream LLC dba One Percent Leads shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits or data, arising out of or in connection with:

Your use of the Site.

Any advice, services, or products provided by Maridea Insurance Company.

Any unauthorized access to or use of our servers and/or any personal information stored therein.

Our total liability to you for any claim arising out of these Terms or the Services is limited to the amount you paid us, if any, for use of the Site (typically $0).

8. Indemnification

You agree to indemnify, defend, and hold harmless Geniustream LLC dba One Percent Leads, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of:

Your use of the Site.

Your violation of these Terms.

Your violation of any rights of a third party.

Any dispute between you and Meridea Insurance Company.

9. Intellectual Property

All content, features, and functionality on the Site (including text, graphics, logos, and software) are the exclusive property of Geniustream LLC dba One Percent Leads and are protected by United States copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our express written permission.

10. Dispute Resolution & Arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

Any dispute or claim relating in any way to your use of the Site will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement.

Class Action Waiver: We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Venue: If for any reason a claim proceeds in court rather than in arbitration, we each waive any right to a jury trial and agree that such claim shall be brought specifically in the state or federal courts located in Maricopa County, Arizona.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of such changes by updating the “Last Updated” date at the top of these Terms. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

13. Contact Information

If you have any questions about these Terms, please contact us at:

Geniustream LLC dba One Percent Leads

Address: 4400 N Scottsdale Rd Ste 9-215, Scottsdale, AZ 85251 

Phone: 480-256-9822 

Email: meet@onepercentleads.com